Income Target Calculator

Income Goal Calculator

Calculate how much capital you need for your options trading – and how long it will take if you reinvest your premiums.

The calculator shows you, how long it would take to generate the capital for your target income based on your inputs. Once you reach the capital goal, you just need to ensure it doesn’t decrease. Please note that the capital stock will not increase further after reaching the goal if you withdraw your income monthly. 

To maintain your income, you must continue to generate your returns. 

Also, please note that no taxes or fees are included in this calculation. 

Do you want to know how it is possible to generate regular returns on the stock market using options? -> Here’s how!

Frequently Asked Questions about the Income Target Calculator

This depends on strategy (e.g., Cash-Secured Put / Covered Call), underlyings, durations, volatility, and risk management. Start with conservative assumptions and compare multiple scenarios before you set a target as “fixed”.

No. Depending on the broker/tax situation, also consider taxes, fees, and possibly currency/margin effects.

With reinvestment, the capital stock grows faster (compound interest effect). Without reinvestment, you will reach the target more slowly.

With an options screener, you can filter underlyings and options by return, duration, delta/risk criteria, and liquidity. Next step: find suitable candidates in the ezzy options screener and translate the assumptions from the calculator into real trades.

How to find options with your chosen return

Covered Call on AAPL ezzy Express Mode